Pennsylvania Take-Home Pay Calculator
Pennsylvania uses a flat 3.07% state income tax rate applied to gross wages with no state standard deduction (verified: PA Dept. of Revenue, 2026 REV-413I). Note: Philadelphia residents pay an additional city wage tax (3.75% for residents). Select Pennsylvania in the dropdown below.
Your Income
Find your actual rate: California FTB tax rate schedules
Annual Pay Breakdown
| Item | Annual Amount | % of Gross |
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How the Estimate Is Calculated
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Step 1 — Federal Taxable Income
Taxable Income = Gross Annual Salary − Standard Deduction 2026 standard deductions (Rev. Proc. 2025-32): Single $16,100 · Married Filing Jointly $32,200 · Head of Household $24,150
Step 2 — Federal Income Tax (progressive brackets)
Federal Tax = Σ (bracket rate × income in that bracket)
2026 brackets for single filers (taxable income after deduction):
10% on $0–$12,400 · 12% on $12,401–$50,400 · 22% on $50,401–$105,700 ·
24% on $105,701–$201,775 · 32% on $201,776–$256,225 · 35% on $256,226–$640,600 · 37% over $640,600
Married Filing Jointly brackets are approximately double the single thresholds.
Source: IRS Rev. Proc. 2025-32
Step 3 — FICA (Social Security + Medicare)
SS Tax = min(Gross, $184,500) × 6.2%Medicare = Gross × 1.45% SS wage base $184,500 for 2026. No wage base cap on Medicare. Source: IRS Topic 751
Step 4 — State Income Tax (simplified estimate)
State Tax = (Gross − State Deductions) × Effective State Rate
For Texas and Florida: $0 (no state income tax, verified taxfoundation.org 2026).
For Pennsylvania: flat 3.07% of gross (no state standard deduction) — PA Dept of Revenue.
For Illinois: 4.95% × (Gross − $2,925 personal exemption) — IL Dept of Revenue.
For California: enter your estimated effective rate (CA has 9 progressive brackets; use the FTB rate schedule to find yours).
For New York, Ohio, and other states: enter your estimated effective rate.
Step 5 — Take-Home Pay
Net Pay = Gross − Federal Tax − SS Tax − Medicare Tax − State Tax Pennsylvania Income Tax Overview (2026)
Pennsylvania has one of the simpler state income tax structures in the US: a single flat rate with no brackets and no standard deduction on wages.
- Flat rate: 3.07% — source: PA Dept. of Revenue
- No state standard deduction (applied to gross wages directly)
- Philadelphia residents: additional 3.75% city wage tax (verify at phila.gov)
- Other municipalities: local EIT varies; typically 1–2%
For a Pennsylvania worker earning $75,000 as a single filer in 2026:
- Federal income tax: approximately $10,300
- Social Security: $4,650
- Medicare: $1,088
- PA state tax (3.07% × $75,000): $2,303
- Estimated take-home: ~$56,659/year or ~$4,722/month
Approximate figures only. Does not include local earned income tax (EIT). Philadelphia residents should add ~3.75% to their effective rate to capture the city wage tax.
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Frequently Asked Questions
Pennsylvania levies a flat income tax rate of 3.07% on taxable compensation for residents and non-residents. This rate has been unchanged since 2004. Source: PA Department of Revenue, pa.gov; 2026 Instructions for Estimating PA Personal Income Tax (REV-413I).
No. Pennsylvania does not have a state standard deduction or personal exemption for most filers. PA income tax is applied to gross wages (after subtracting specific allowable deductions like HSA contributions, but without a general standard deduction). Source: pa.gov/agencies/revenue.
Yes — many Pennsylvania municipalities levy a local Earned Income Tax (EIT). The most notable is Philadelphia, which has a 3.75% wage tax for residents (1.5% for non-residents). Other PA municipalities typically levy 1–2%. This calculator covers state tax only; add your local EIT rate to the state rate for a complete Philadelphia estimate.
PA income tax = gross wages × 3.07%. There is no bracket system and no standard deduction applied. The simplicity makes Pennsylvania one of the easier states to calculate. Source: PA Dept. of Revenue, 2026 REV-413I instructions.
Official source: Pennsylvania Department of Revenue at pa.gov/agencies/revenue. See the Personal Income Tax page and the 2026 instructions for estimating PA personal income tax (Form REV-413I).